North Carolina



Community Reinvestment Fund, USA (CRF) is a national nonprofit organization based in Minneapolis, Minn. that has brought capital to community development lenders in low- to moderate-income communities since 1988. Since inception, CRF has channeled financing to create more than 19,000 units of affordable housing serving nearly 40,000 people.

CRF fills a gap in community development funding by bringing a larger amount of capital to the communities that need it most. This has a powerful impact, creating a huge ripple effect and improving more lives of disadvantaged people in distressed neighborhoods all across the country.



Centrant Community Capital is a mission-driven lender, leveraging the resources of the banking industry to finance the creation and preservation of qualify affordable housing.

Established in 1990, Centrant provides first-lien, permanent financing for apartment communities that are affordable to low- to moderate income households. All funding for Centrant’s loans is provided by a network of nearly 100 member banks, which provide voluntary loan-by-loan participation commitments to support their individual lending, CRA and investment goals. This consortium model enables member banks of all sizes to support community reinvestment efforts in the markets they serve in a safe, profitable manner.

To date, Centrant Community Capital has provided $425 million in loans to support the development of 23,000 units in over 400 apartment communities across the Southeast.